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Show notes

Iona Bain is an award-winning speaker, author, writer and broadcaster – and she’s on a mission to help young people get to grips with personal finance.

Listener offers

Discount code

Her new book is called “Own It! How our generation can invest our way to a better future.” Squanderlust listeners can use code SQUANDERLUST30 to get 30% off at checkout.

Giveaway - closed

We have three copies of Own It! to give away to UK listeners during November 2021.

To enter:

• Follow us on Twitter, Instagram or Facebook and either

• Write us a review and post a link on Twitter, Facebook or Instagram tagging us in @squanderlustpod. You can review the show in Apple Podcasts, Podchaser, Castbox, Goodpods and more.

  Or

• Send a link to this episode to a friend on Twitter, Facebook or Instagram tagging us in @squanderlustpod.

The giveaway closes on 30th November 2021.

Three winners will be chosen at random to receive a copy of Iona’s book each.

Our standard terms and conditions apply.

Congratulations to SaveLikeABear, TazTheStargazer and Marino Del-Gaudio each of whom get a copy of Iona’s book.

The episode

We discussed:

• The origins of the current trend for investing amongst young people;

• The impact of influencers on young people’s investment choices (positive and negative);

• The influence of US investing culture on young people in the UK;

• Short termism and online investing culture;

• The importance of good information delivered in an approachable and relatable way for young people;

• The types of online investment platforms: roboadvisers, traditional platforms and share trading apps;

• The impact of share trading apps, gamification and investing as a hobby;

• GameStop and the wallstreetbets community on Reddit (NSFW and not for the faint-hearted);

• Self-certification and access to very high risk investments on trading apps;

• The regulatory balance of access versus and consumer protection;

• Investing as rebellion;

• How young people can invest in ways that are likely to reduce risk and bring long term gains;

• Active vs passive investing;

• Exchange Traded Funds (ETFs);

You can read Iona’s blog Young Money and follow Iona on Twitter, Instagram and TikTok.

Get a copy of Iona’s book, Own It!, at a 30% discount by clicking the button below and using our offer code.

Code: SQUANDERLUST30

Alternatively, you can support the show by buying a copy of this and books by other authors we’ve interviewed at our Bookshop.org store.